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Auto Accident “No-Fault Law” in New York


New York’s No Fault Law makes it easier for victims to recover damages, like medical bills and lost wages, incurred due to severe accidents. The intent is to speed up compensation claims without drawn out litigation.

Conditions to Qualify for No Fault Coverage

  • The vehicle involved in the accident should be a car, a truck, a bus or any other vehicle that is covered by New York’s No-Fault law.
  • The vehicle must be registered in New York.
  • The vehicle must have an insurance policy.
  • The injured must be a driver or passenger of the licensed vehicle.
  • The accident must take place in New York.

Time Constraint for No-Fault Claim

According to New York’s no-fault insurance laws, accident victims have 30 days to file claims for no-fault benefits.


  • New York’s No-Fault Law specifies a recovery limit of $50,000.
  • New York’s No-Fault Law is not applicable to all auto accident circumstances.
  • The time constraint for applying is only 30 days.
  • If you fail to attend a doctor’s appointment or make mistakes when filling a form, your medical benefits may be denied.

Many accident victims may not be familiar with the NY No-Fault law. Contacting an auto accident attorney who can clearly explain all the specifications and limitations of No-Fault Law can help you to receive the compensation you deserve.

Auto Accident Attorney in New York

If you are involved in a serious motor vehicle accident, contact an experienced auto accident attorney as quickly as possible. The auto accident attorneys at Dervishi Law Group P.C. have extensive experience in handling all types of motor vehicle accident claims throughout New York State. For a free case evaluation, call 718-619-4525.

About The Author

Fatos Dervishi, Esq.

Fatos Dervishi, Esq.

A personal injury attorney, with offices in the Bronx and Manhattan, Fatos Dervishi has years of experience handling cases in New York. Mr. Dervishi, who grew up in Albania, obtained his law degree in 1989 from the Tirana University School of Law. He then worked as a special agent of the General Investigations Office with an office in Tirana, before being elected Deputy Attorney General by the Albanian Parliament in 1994. He served as Deputy Attorney General of Albania from 1994 to 1998.

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